Direct Business Lender · Long Beach, CA

Capital That Flows With Your Business

Flexible funding solutions designed for the rhythm of Southern California commerce. From working capital to equipment financing — we move at the pace your business demands.

72hr
Avg. Funding Time
$5M
Max Loan Amount
500+
Businesses Funded
Business owner reviewing financing options Restaurant owner at work Small business meeting
A+
Rated Lender
Trusted By
Restaurants & Hospitality
Retail & E-Commerce
Contractors & Trades
Healthcare Practices
Import / Export
Funding Solutions

Capital Structured for Your Industry

Every business has a different rhythm. Our funding programs are built to match yours — whether you're expanding, stabilizing, or seizing a time-sensitive opportunity.

Working Capital Loans

Keep your operations running at full capacity. Working capital financing covers payroll, inventory, overhead, and day-to-day expenses — so you never miss a beat.

  • $10K – $2M available
  • Terms from 6 to 36 months
  • Approval in as little as 24 hours
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Business Expansion Loans

Ready to open a second location, upgrade equipment, or scale your team? Our expansion financing gives you the runway to grow without diluting equity.

  • Up to $5M for qualified businesses
  • Flexible repayment structures
  • Dedicated funding advisor
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Equipment Financing

Acquire the equipment your business needs without depleting your reserves. Finance vehicles, machinery, technology, and specialized tools with terms that fit your cash flow.

  • 100% equipment cost covered
  • Ownership from day one
  • New and used equipment eligible
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Our Process

From Application to Funding — Fast

We've stripped away the bureaucracy. Our process respects your time and delivers decisions at the speed commerce demands.

1
Apply Online

Complete our 5-minute application. No lengthy paperwork, no invasive questions — just the essentials.

2
Get Reviewed

Our team reviews your application and business profile. We look at the full picture, not just the credit score.

3
Receive an Offer

We'll present a clear, transparent funding offer tailored to your business — no hidden terms, no surprises.

4
Funds Deposited

Once you accept, funds are deposited directly into your business account — often within 24 to 72 hours.

Business consultation in Long Beach

"Colima understood our business model and funded us in three days. That's unheard of."

— Maria G., Long Beach Restaurant Owner
The Colima Advantage

A Partner Who Understands This Market

We're embedded in the Long Beach commercial community — the same streets where your business operates. That local understanding shapes how we lend.

Direct Lender, Not a Broker

We fund from our own capital. No middlemen, no commission layers — which means faster decisions and better terms for you.

Multicultural, Multilingual Team

Long Beach is one of the most diverse cities in California. Our team reflects that diversity and serves business owners in English and Spanish.

Transparent Terms, Always

We believe you should understand exactly what you're agreeing to. Every offer comes with a plain-language breakdown — no fine print traps.

Learn Our Story

Ready to Let Capital Flow?

Apply today and connect with a funding advisor who knows the Long Beach market. Most businesses receive a decision within one business day.